Latest Blog Posts
The Behaviour Gap: Why Smart Investors Make Poor Decisions
Investing success often depends less on knowing more and more on behaving well when it matters. Here’s why even informed, capable investors abandon sensible strategies at the worst moments, and how a clear framework helps.
Family Trust Tax Changes: What Has Changed—and What Should You Do Now?
Australia's proposed 30% minimum tax on discretionary trusts has raised important questions for families, investors and business owners. With new exemptions, restructuring options and changes to the original proposal, what does this mean for your wealth strategy? We explore what's changing, what remains uncertain and what trust owners should consider before making decisions.
Interest Rate Rise: What Investors Should Review
Interest rates have risen again—but that does not automatically mean investors should change course. Here are the key questions to review across cash, debt, property and investment portfolios before making a decision.
The Inheritance Illusion:Why Having a Will May Not Be Enough
A will is important—but it may not control your superannuation, trusts, jointly owned property or business interests. Discover why Australian families need a coordinated estate plan to protect their intentions, reduce uncertainty and transfer wealth successfully.
From Income to Enterprise Value
A growing business can generate impressive income without necessarily creating lasting wealth. For business owners, the real measure of success is not simply revenue or profit, but whether today’s effort is building an asset that can create value without them at the centre of it. We explore the shift from income to enterprise value — and why converting business success into personal capital, resilience and choice is one of the most important financial strategies an owner can make.
Financial Confidence is Rarely Built in Stable Seasons
Explore how life transitions can build financial confidence through greater awareness, participation and planning for long-term financial independence.
Wealth Beyond the Balance Sheet
A strong income or growing portfolio does not automatically translate into financial clarity, confidence or long-term security. In fact, as wealth grows, financial life often becomes more complex rather than simpler.
True wealth is not simply the accumulation of assets. It is the ability to make deliberate decisions about how financial resources support the life you want to live — both now and in the future.
Creating an Enduring Wealth Architecture
At Schuh Wealth, we believe wealth must be structured, not accumulated randomly. This belief underpins the ongoing work we do with clients — a disciplined framework for organising wealth in a way that supports both financial independence and a meaningful life. Conceptually, there are three broad dimensions to wealth accumulation over time.
The Consequences of Undiagnosed Memory Disorders
What are some signs of early, but undiagnosed memory issues? Medicine and money are probably two of the most obvious. Unfortunately, they can be lagging indicators because they may not be immediately apparent in real time.
The first time we’d come across a scam like this
It’s hard to go a week without hearing about a new scam on the news, but if we’re lucky we don’t usually encounter one ourselves. Recently that changed, as one of our staff members experienced a close call with his credit card.
The Continuity Binder - is yours in order?
Usually this question means estate planning, wills, funeral costs and wishes etc. But there can be one important thing that’s overlooked. A catalogue of information including all the accounts, all the passwords, subscriptions and pin codes. How everything is paid for. How are quirks or emergency issues are dealt with around your house?
There’s no point jumping in and out of the market
Charts are a staple of finance and investing. You can tell a lot of different stories with a chart. One of the longtime favourite charts of (some) financial advisers has been the “if you missed the best days chart”.
How to Build Generational Wealth
Generational wealth involves passing down assets like cash, property, businesses, and other valuables to the next generation. Done right, it ensures financial security and opens doors for your children, grandchildren and successors. But it’s not without its pitfalls. Generational wealth can perpetuate inequalities, sap motivation, and spark family conflicts.
Quarterly Update - What are the Markets Doing?
Q2 2024 was a more subdued quarter than some seen recently, with flat to negative returns in many asset classes. Global markets saw small gains with artificial intelligence again providing a strong lead, although a strengthening Australian dollar clipped returns for unhedged investors.