Latest Blog Posts
The Federal Government Super Enquiry - The Questions that Need to be Asked
The next legislated increase in compulsory superannuation contributions is scheduled for July 1, 2021. However, it appears as though the next increase (and those to follow) may actually hurt due to low wages growth.
Self-Managed Super Fund Lodgement Date Incentives - What You Need to Know
The ATO has recently introduced a new incentive to encourage on-time lodgement of SMSF returns.
COVID-19 Overview - What You Need to Know Now
Welcome to our latest COVID-19 update. On the government response, governments and central banks around the world have done their best to offer a response that may mitigate the economic fallout as much as possible. No stimulus will or can be perfect, and there will be economic casualties. This is the reality, as it is in every downturn.
COVID-19 Stimulus & Support Package Explained
The news around COVID-19 continues to move fast. In the face of tight measures to keep people safe and slow the spread of the virus, Governments are moving to alleviate the impact on individuals and businesses. Sunday’s stimulus had the following measures included.
A Message On Recent Market Falls
When the market falls 7% in a day. There’s no sugar coating it. It’s very painful. What now? We’ve been through this many times before. Our experience tells us to do nothing. With every previous market fall there has been a recovery.
March Market Update 2020 - What You Need to Know
The Corona Virus. For weeks there was calm. Then suddenly there was panic. Admittedly, it was surprising. Markets have been moving upwards without a hitch for a while and initially they shrugged the Coronavirus off. Australian investors, getting little joy from cash, may have been pushing into the market. The US has been offering solid economic growth to underpin its market.
The Millionaire's Dilemma
It’s no secret interest rates are low. Have ten grand in the bank? If you’re lucky with a ‘high interest’ account, at the end of the year you’ll have made $200. That’s before the tax man and inflation come calling. For those with a small amount who can’t get their head around the concept of risk, it’s dire straits.
Farm Management Deposits & the Retirement Trap. What You Need to Understand.
Primary production is often referred to as a game of chance. Fluctuating seasons, changes in demand and commodity prices dictate the rules of the game that no-one can predict. A pro-active approach to retirement can result in a healthier financial position with the income tax burden being reduced.
Getting Hitched in 2020 - These are the Questions You Need to Ask for a Financially Strong Relationship
Getting hitched? Just as important as the dress, the cake & the destination of that one big day, is the day-to-day realities of how you will plan, save and invest for times ahead. Here are five tips to make marriage & money work together.
Paying Yourself - How Good Business Leaders Pay Themselves & Why it Matters
Oftentimes business owners may be conflicted about how much to pay themselves or whether to at all. Understanding the balance between investing in the business, looking after your team and ensuring that you and your family are getting a return too is a fragile thing.
January 2020 Market Update
A quick market update for January 2020, & what you need to know.
Is Your Business Financially Fit? Complete Our Audit & Find Out
An audit can identify operational problems, evaluate performance and productivity and keep all aspects of your business in line with your goals and initiatives for the new financial year
Negative Gearing - The Key to Investing in Real Property
When preparing individual Tax Returns, there are two questions that are on everyone’s minds. How big is my refund? What can I do to pay less tax? One of the most attractive answers to both of these questions is the use of a negatively geared rental property.
What Legacy are you Leaving?
We don’t like to think of dying but it is going to happen to all of us one day. So, when our time does come what is the legacy we are going to leave?
We Wish You a Safe & Happy Christmas
We wish you and your family a safe, peaceful and happy Christmas, and look forward to working with you in 2020.
Why 'Keeping up with the Joneses' Can Send You Broke
The spending behaviour of many ‘time poor’, high earners can lead to many of the same financials pressures and stresses as those who earn a fraction of the money.
The "Big" Money Issues You Need to Discuss Before You Tie the Knot!
Research shows that couples who have a similar relationship with their finances generally stand a better chance of staying together.
Optimism is the Only Realism
There are challenges everywhere, but historically challenges have always been met with solutions. Optimism is the only realism. Pessimism? Seductive, but a fantasy.
A Cautionary Tale about Choosing the Right Executor for your Will
Cynthia and James were made executors of their Aunt's estate. Both were everything you'd want as executors. Reliable and trustworthy, both in professional jobs and without any personal differences. You'd expect them to finalise everything in short order.
Interest Rates are Dropping. How Might This Affect You?
Well, it's finally happened. The Australian official interest rate was lowered to 1% last week. This is a new low that we perhaps never thought we'd see in this country.